Often times people have a tendency to avoid collection calls. They can be embarrassing, harassing, and stressful. Avoiding creditors and their collection tactics are reasons for people opting to file bankruptcy. Bankruptcy not only gets rid of *dischargeable debt, but it also halts all collection communications. However, some creditors cross the line and break the rules. The Automatic Stay is the protection or "the wall" that filing bankruptcy creates that protects debtor

In April 2015, our firm took on a case of conversion and fraud involving child support funds that were garnished from wages but never remitted to Mississippi Department of Human Services (MDHS). We represented Charles Wiggins, Sr., a married black man who was also a convicted felon on probation that had been court ordered to pay child support for two children from a prior relationship. Wiggins worked for Patrick Kelly, a white man, owner and manager of Julep Restaurant in J